Have you got a leak or burst pipe you aren’t sure how to fix? Perhaps your plumbing has caused a flood and you need to know if your warranty covers it? Or maybe you are new to the home warranty world and want to know more? Whatever your reason might be, we have the answer for you!
We know that when disaster strikes in your home you want it fixed quickly, and you want to know if someone else is going to pay for it or not. Whether it’s the cause of wear and tear, or shoddy workmanship, when our plumbing system fails us, we want answers.
And those answers can be hard to come by! Often we find ourselves scrolling through site after site, or wading through the fine print on a document, never finding the answers we need. You need to know if a home warranty covers plumbing, but the answer seems out of reach and now you are ankle-deep in water.
Well, no more! We are here to give you the answers that you need! Keep reading to find out what a home warranty is if it covers plumbing and anything else you need to know!
What is a Home Warranty?
For those that need it, let’s have a quick recap before we dive in. A home warranty is a contract between homeowners and a company that will cover the repairs and replacements of systems and appliances in your home. The warranty tends to last one year, although you do have options to renew the warranty or move to a different company at the end of the year if you wish.
A home warranty offers you a level of protection, ensuring that should anything go wrong, you don’t need to foot the bill of any expensive repairs. There are lots of different plans out there from different companies, so it’s worth doing some research and shopping around before settling on your plan.
You get a good degree of customization with these plans too, meaning you can ensure that everything you want to be covered is covered by the warranty. This does vary from plan to plan, so be sure to check on the customization options that you have before making your purchase!
The price of these plans varies depending on how much is covered and the company you take the plan out with. Don’t forget to take advantage of comparison sites here to find the right deal for you, and to speak to your current home warranty provider to check what is or is not covered on your policy.
How is this Different from Home Insurance?
Now you might be wondering, I already have home insurance, what is the difference? Well, your home warranty will protect your home’s systems and appliances from any breakdowns where normal wear and tear are the cause of trouble.
However, your home insurance will cover any damages and losses caused by unexpected events. Your insurance here will protect you if you have a fire, or any weather damage like a storm destroys your home. But if your washing machine breaks down, it won’t cover it, you would need a warranty from the manufacturer or your home warranty!
This does vary from policy to policy, so as boring as it can be, reading the small print here will ensure that you know exactly what is covered and get you the answers that you need! But generally speaking, your home insurance covers the structure of your home and personal belongings, while your warranty will protect your home’s fixtures and appliances.
Now that we have covered what a home warranty is and how it differs from other types of insurance, let’s get into the real reason you came here today: to see if it covers plumbing!
Does the Home Warranty Cover Plumbing?
Generally, yes your home warranty will cover plumbing. Remember, each home warranty is slightly different, so it’s always worth double-checking before you sign anything or part with your cash! Typically, your home warranty will cover your water supply line and the drain waste ventilation line and all the piping that runs throughout your home.
So should you have a leak or rupture, your warranty will cover the cost of the repairs! It will also offer you protection against old valves, faucets, showerheads, pumps, motors, and any faulty switches too. You won’t need to worry about paying a plumber by the hour or the extensive labor and parts costs, instead, place a call to your warranty provider and they will take care of the rest!
Your home warranty can also cover other appliances and fixtures like your oven, or heating and electrical systems, so you never need to worry about your home again! The extent of plumbing that your warranty covers will be stated in the policy so be sure to give it a read and check what is covered.
Don’t forget to ask about customizing your policy if it doesn’t provide the level of cover that you want. When parting with your money, you want to make sure that you are getting the level of cover that you want. There are plenty of providers out there, so you don’t need to settle for anything less than what you want!
Be sure to check any cap limits on coverage too or deductibles and other fees so you aren’t hit by any nasty surprises if you do need to use your home warranty. We hope that it never comes to it, but should disaster strike it’s always good to know what is covered and what isn’t!
Final Thoughts
And just like that, we have reached the end of our plumbing journey today. As you can see, plumbing is covered by most home warranties, ensuring that you are protected from any damage or broken pipes. While it can be an added cost on top of your homeowner’s insurance, we think it’s a cost you should factor into your budget. After all, no one wants to be standing knee-deep in water and have to pay for the repairs themselves! Be sure to check all the fine print before signing any agreement and to shop around to find the best coverage and price for you!
